Ok, here's my idea. Tell me what you think.

We have these financial firms that got in really bad trouble. They took crazy risks and blew themselves up -- you know, subprime lending, credit default swaps, that kind of thing -- and nearly took the whole global economy down with them. And then there are these auto companies. They were so bad at making efficient cars and managing their businesses that when the recession hit, they were thrown into bankruptcy.

We had to bail them all out at the taxpayers’ expense to save the system overall. Taxpayers now own huge stakes in these firms -- in some cases, the whole firm. And the worst of them will be on public life support for years to come.

The executives who made all the terrible decisions that led to this got...