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AP Photo Eighty years ago today, the stock market took a dive of more than 11 percent, a move that is considered the start of the Great Depression. The crash, like our own, was a wakeup call for change, says Nomi Prins—but Obama isn’t heeding the lessons of FDR and changing the banking landscape.

President Obama would do well to heed the notion of being true to Main Street economic conditions, rather than...