What No One Tells You About a Market Rally

Everyone is talking about the red-hot stock market.  We are at new all-time highs and the Dow has turned in its best first quarter since 1998.  But what no one is telling individual investors about their 401(k), Roth or traditional IRA is that, even if 100% of your money was invested, and you rode this entire rally up to this point, you could still miss out on these massive gains.