Seeking Wisdom from Buffett, Bogle & Buddha

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Paul B. Farrell

Dec. 29, 2009, 12:01 a.m. EST · Recommend (4) · Post:

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Listen to Pimco boss and you'll go broke

Bailing out of airline stocks

By Paul B. Farrell, MarketWatch

ARROYO GRANDE, Calif. (MarketWatch) -- Last May, 35,000 shareholders crowded into the Berkshire Hathaway annual shareholders meeting. One of the faithful asked a fundamental question: "What is the secret to value investing?"

According to an article in Harper's Magazine -- "The Church of Warren Buffett: Faith and Fundamentals in Omaha" -- Buffett replied with all the serenity of the Buddha: "Independent thinking and inner peace."

WSJ's Alan Murray shows us the latest extravagant light display decorating the home of hedge fund manager Paul Tudor Jones in Greenwich, Conn.

Independent thinking? Traditional left-brain wisdom you'd expect from a Western leader. But inner peace? That's hot Eastern wisdom served with down-home Nebraskan wit by Buffett the Buddha.

Recently, I reflected on the world's wild ride since the catastrophe Wall Street's Scrooges created more than a year ago. Through it all the Lazy Portfolios were, like Buffett, quite serene. Check out our Lazy Portfolio pages.

I started wondering how the inner peace and wisdom of three of my heroes -- Buffett, Bogle and Buddha -- would translate into meditations to help Lazy Portfolio investors. Suddenly it all came together in the "Zen millionaire's" 12 principles we've written about before.

Here's how I see our three wise men meditating on Lazy Portfolios in 2010:

Buffett the Buddha was born with it. "I am really no different from any of you," he says. "I may have more money than you, but money doesn't make the difference. Sure, I can buy the most luxurious handmade suit, but I put it on and it just looks cheap. I would rather have a cheeseburger from Dairy Queen than a $100 meal ... If there is any difference between you and me it may simply be that I get up every day and have a chance to do what I love to do."

And he still "tap-dances into work every day."

"We are what we think," Buddha says. "Our thoughts create our world." Today, Wall Street's thoughts are driven by a mindless, obsessive addiction to "get rich quick," creating a world of endless self-destructive bubbles. In contrast, Buffett creates long-term wealth.

"One of the keys to Buffett's success," says an admirer, "is compounding ... If you put $2,000 a year into an IRA for just eight years, until you are 27, when you retire at age 65 the $16,000 will have ballooned to over $1 million. You do not need unusually high returns to make good money with compound interest, but you do need to be consistent."

Bogle adds: "Investing is all about common sense. Owning a diversified portfolio of stocks and holding it for the long term is a winner's game. Trying to beat the stock market is theoretically a zero-sum game (for every winner, there must be a loser), but after Wall Street's substantial costs of investing are deducted, it becomes a loser's game."

Ancient Zen masters warned students that enlightenment is "nothing special." Neither is having a million. Nor even a billion, to Buffett: "Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars."

The Buddha: "Believe nothing, no matter where you read it or who has said it, not even if I have said it, unless it agrees with your own reason and your own common sense."

Jack Bogle introduced us to the Lazy Portfolios doctrine: "Start with the total stock market index. The idea is to own the stock market, own every company in America, and hold it for Warren Buffett's favorite holding period: Forever. And that's the secret: Own everything, and hold it forever. The S&P 500 is about 80% of the value of the total stock market." The Wilshire 5000 is a great alternative.

dunno about Bogle or Buffet,but if Buddha touted emerging markets, he'd quickly be busted for insider trading"

- runningstops | 12:58 a.m. Today12:58 a.m. Dec. 29, 2009

It was all terribly predictable, the sell-off in airline stocks in the first trading session after the botched terrorist act on a Detroit-bound Northwest jet.

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