The absurdity of illegal activity, criminal conduct, rampant fraud has reached a point where the nation much declare “No More.” We must begin the process of identifying criminal actors — and prosecuting them.
The latest twist on the criminality/foreclosure fraud: The hiring of untrained, incompetent burger flippers to act as lawyers or paralegals in the processing of foreclosures:
“At JPMorgan Chase & Company, they were derided as "Burger King kids" "” walk-in hires who were so inexperienced they barely knew what a mortgage was.
At Citigroup and GMAC, dotting the i's and crossing the t's on home foreclosures was outsourced to frazzled workers who sometimes tossed the paperwork into the garbage.
And at Litton Loan Servicing, an arm of Goldman Sachs, employees processed foreclosure documents so quickly that they barely had time to see what they were signing.
"I don't know the ins and outs of the loan," a Litton employee said in a deposition last year. "I'm not a loan officer."
This is a degree of recklessness previously unseen in American jurisprudence.
My advice: If you have been in any way personally harmed by the illegal actions of any bank, law firm, process server, or loan servicing agency, you MUST file criminal charges.
If your home was broken into by a firm to change the locks illegally, that is breaking and entering, and conspiracy. If the wrong bank filed a foreclosure action, if the wrong house was foreclosed upon, its time to go criminal prosecution route.
Go to the local police department, fill out the requisite forms. Then go to your District Attorney’s Office or County Prosecutor’s office, and ask to speak to someone in charge. Tell them you want to prosecute. You can also contact your state Attorney General about the same. Follow up with written letters, that you send you your local newspaper and the NYT, WSJ, USA Today.
If any local DAs balk — some will know bank execs from the political groups and golf courses — let them know you will keeping a written record of all of this, and you plan to make sure that their opponent in the next election knows all about their bank coddling ways. When they stammer, hammer them about their opponent’s interest in who is and isn’t a bank bitch.
Corporations that get free speech rights also have liability for their own criminal actions. Its way past time we start forcing those responsibilities to have some meaning.
This is not about keeping deadbeats in their homes, as a few idiots and liars have asserted. The corporate sympathizers who are too busy fellating the bank to recognize what is going should be ignored. This is about fundamental property rights and the Rule of Law in the United States — nothing less.
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Source: Bankers Ignored Signs of Trouble on Foreclosures ERIC DASH and NELSON D. SCHWARTZ NYT October 13, 2010 http://www.nytimes.com/2010/10/14/business/14mortgage.html
http://www.youtube.com/watch?v=Zw5pmDgWMaU
I don't think a common citizen can file criminal charges. I believe that's up to the State's/Distict attorney's office and/or a Grand Jury. A citizen can file a complaint, but in many cases (if not every case), the decision to prosecute is political. What chance is there of that happening in a corporatist-controlled government? You can't force government to uphold the law.
Thats what Im talkin ’bout. But where are all the Wall Street prosecutions? …..Oh yea they get fellated when they go bad .
“This is about fundamental property rights and the Rule of Law in the United States "” nothing less.”–BR, above
BR,
no kidding. and, while we’re at it, We should understand that that sentiment is, foursquare, behind the Idea that “The Federal Reserve”, itself–Lock, Stock, Frock, and Barrel–needs to be put down..
http://search.yippy.com/search?input-form=clusty-simple&v%3Asources=webplus&v%3Aproject=clusty&query=The+Case+against+The+Fed
http://search.yippy.com/search?input-form=clusty-simple&v%3Asources=webplus&v%3Aproject=clusty&query=The+Federal+Reserve+Fraud
The lack of criminal charges is not exactly doing wonders for Brand America in the rest of the world. This is bad news for those of us who thinks the spread of democracy is a good thing.
IMO disillusionment with the US (and the major Western European countries) is the most damaging thing to come out of this whole crisis.
“This is not about keeping deadbeats in their homes, as a few idiots and liars have asserted. The corporate sympathizers who are too busy fellating the bank to recognize what is going should be ignored. This is about fundamental property rights and the Rule of Law in the United States "” nothing less.”
Thank you. Along with our Bill of Rights that I have a copy of posted in our kitchen is also a small poster of Locke’s inalienable rights. To life, liberty, PROPERTY and to rebel against an unjust law or government. This is what I have tried to hammer into my two sons over the years. The rule of law is what gives the sheeple a fighting chance. And they don’t even realize it.
Hmm … my girlfriend works at the DA’s office and once Prop 19 passes in CA (hopefully) there will be a lot of DA’s looking for something to prosecute. I’ve been explaining this to her but I didn’t think of mentioning “Yo, why don’t you guys go after these folks.” Doh! I think what you need is a police report to be filled out alleging fraud or some sort of underlying crime that is at least a misdemeanor. Then the DA has an obligation to prosecute the case. I’ll ask.
Also BR, people should contact the local American Bar Association chapter, especially their ethics committee/personnel. Burger Flippers doing attorney work probably bordered the line of practicing law without a license and at the direction of attorneys (my bet). I’m sure most ABAs are unaware of the practice.
@Lariat1: Is there a “Bill of Rights” “app”? Maybe that would help matters?
Ahhem..
(h/t) The Pale Scot http://www.ritholtz.com/blog/2010/10/your-vote-your-corporate-welfare-electives/#comment-425662
What? It’s not real until it’s in the times? Two words. Judy Miller
Just kidding’ BR
mbelardes Says:
"Then the DA has an obligation to prosecute the case."
I don't think so. There is no requirement for specific performance by any government official or employee.
"Also BR, people should contact the local American Bar Association chapter, especially their ethics committee/personnel."
. . . and be rudely awakened to the realities of self-regulation by the most corporatized branch of government.
â–º September home foreclosures top 100,000 for first time (Reuters)
The number of homes taken over by banks topped 100,000 for the first time in September, though foreclosures are expected to slow in coming months as lenders work through questionable paperwork, real estate data company RealtyTrac said on Thursday.
Why don’t we socialize home ownership?
"Why don't we socialize home ownership?" __________________
What's in it for the banks?
BR,
Nothing really to add to your comments except a huge Thank-You for bringing this abdication of process to the forefront and keeping it under the glare of sunlight.
It only takes one noble attorney general in a rugged individual state like Wyoming for example to bring crim charges against a handful of biggies from the big mortgage mills to tighten up a lot of assholes.I’m afraid they’ll target underlings like the mulletted mope from PA.
How would you like to be a high profile defendant in a state like Florida or Nevada that has been racked by foreclosures? Go with a jury trial or not? LOL
@Mannwich: Just for kicks i checked “apps” and came up with a .99 for Declaration of Independence, the Constitution, Articles of Confederation, Bill of Rights and the Emancipation Proclamation. With a whopping 100 – 500 downloads. It looks like American Idol and Dancing with Stars carries the day.
Good idea, BR. Send a bunch of “BK kids” to jail. We’d have to turn all the empty McMansions into jails to house everyone if every time a fraud, mistaken or intentional, resulted in a criminal prosecution. Civil courts generally handle that sort of thing.
The histeria with which you and many posters here approach this issue is a bit frightening. How about we just eliminate the criminal processes required for conviction and march all the bank employees and officers off to a guillotine?
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