Worst Over for Banks

Yes folks, delinquent loans on the bank books are declining.  In fact, they have been declining for nearly three straight quarters now and in all loan categories--whether we are talking about 30-90 day delinquencies, 90 plus day delinquencies, or delinquencies in the foreclosure processâ??or whether we are talking about delinquencies relating to real estate, commercial, farmland, or individual loans.