Did Someone Just Say Technology Bubble?

'Tell Kevin Ryan he's stealing our business," said an acquaintance I bumped into this week as I walked across the Upper West Side to meet, well, Kevin Ryan.

This young Manhattanite happens to work in the clothing industry; her company sells overstock brand-name clothes at a steep discount. But her sentiment is pervasive in businesses from travel to gourmet food to computer software. These days, 47-year-old Kevin Ryan may be the most disruptive entrepreneur on the Web.

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