Social Security v. Affordable Homeownership

Thanks to Social Security, what you are going to do with 12.4 percent of your salary has been decided for you by government nannies. You must send it to a retirement program, which admits to having liabilities much greater than its assets, rather than use it for something you might prefer â?? such as making a down payment on a house. Would it be better to save for your retirement by building equity in a house, or by having your money put into a government program which entails no property rights at all?