I recently gave a talk to a regional Lions Club, and the questions quickly turned into a referendum on some of the oldest financial rules in the book.
Peter wanted to know if subtracting his age from 100 and using the result for his stock allocation really built an appropriate portfolio. Steven wanted to know whether keeping a small-but-steady allocation to gold was really necessary. Ron asked about being able to get by in retirement on withdrawals from savings of 4%annually.
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