As a financial advisor who has worked with retirees for more than 20 years, I've come to learn one thing: Retirement is not for everyone. In fact, it's not for a whole lot of us.
During the 1990s, with the stock market charging and everyday folks making millions from dot-coms, the conventional wisdom of the day was to retire as young as possible. There was a certain pride that went along with being young and retired, and people were cashing out as early as possible.
Not anymore.