The Secret to Raising Financially Independent Kids

It’s the secret fear of every American parent: failure to launch.

What if, despite your best efforts, your adult kids just aren’t able to sustain themselves financially?

The idea used to give Andy Byron the cold sweats. With a whopping five kids, the 57-year-old financial planner from Pleasanton, Calif. wanted no part of “delayed adults” hanging out in his basement well into their thirties.

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