How Index Funds Mislead Investors

The impact of index funds has been revolutionary. When John Bogle, the founder of Vanguard, introduced the first vehicle designed to passively track the performance of a stock index about 40 years ago, it was derided as “Bogle’s Folly.” Today the fund’s successors, at Vanguard and elsewhere, hold $2 trillion in assets.

Is it too much? Does the fact that so much money is indexed — a step taken in part because it’s thought to reduce risk — actually raise the odds that shareholders will face steeper losses in the next bear market than if they owned actively managed funds?

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