How Retirement System Is Stacked Against You

How Retirement System Is Stacked Against You
AP

In our economy, choice is often equated with freedom. It's critical to us to "have it your way," as one popular fast-food slogan famously offered. Yet there is plenty of research out there indicating that when you provide people with too many choices and too much information, they freeze. (Ever eaten at a restaurant where everything looked good? It can be agonizing.) In some cases, they're even more likely to make bad decisions.

It turns out that the number of choices we have is hurting us – both in our preparations before retirement and in the decisions we make after retiring.

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