The Next to Nothing Portfolio

YOU CAN BUILD A GREAT PORTFOLIO with just three index funds: a U.S. total stock market fund, an international fund that buys both developed and emerging stock markets, and a high-quality U.S. bond fund. Thanks to the ongoing price war among major index-fund providers, all three funds are now on offer at extraordinarily low annual expenses.Below are some of the funds available, with their expenses listed in parentheses. These figures come from fund company websites or a fund's latest annual report:Total U.S.