Retirement: 3 Important Steps to Overcome 401(k) Shortfall

Retirement: 3 Important Steps to Overcome 401(k) Shortfall
AP Photo/Ross D. Franklin, File

Fidelity's tally of 401(k) millionaires just hit a record high. Yet the Economic Policy Institute warns the median retirement savings for families with wage-earners aged 44 to 49 is $6,200. If that's you, keep your chin up.

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