INVESTING CAN BE challenging for anyone, but for those in their mid-20s to mid-30s it can be especially daunting to try to build a portfolio from scratch. On top of trying to figure out what stocks to invest in or how to balance those with bonds, younger investors also often have to deal with student debt and thinking about their first house. Plus, there may be some timidity about the stock market as the financial crisis remains a recent and potent memory for many.
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