To be financially secure in retirement, you have to have your own savings. Social Security can help you make ends meet, but having your own nest egg will give you far more flexibility than you'd have if you relied solely on a fixed income each month.
However, it can be hard to figure out how to save for retirement. You have many options, and some offer big tax advantages. In particular, many investors wrestle with whether to save using a "regular" traditional IRA or 401(k) plan versus using a Roth IRA or Roth 401(k). Below, we'll look at some of the things you'll need to consider in picking the right retirement account for your needs.
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