Don't Use a Lack of a 401(k) to Neglect Your Retirement
There are plenty of good reasons to save for retirement in a 401(k) plan. For one thing, many employers that sponsor 401(k)s also match employee contributions to varying degrees, which means you may have an opportunity to snag free money for your senior years. Furthermore, 401(k) contributions are easy and seamless. You simply sign up to have a certain portion of each paycheck set aside for retirement purposes, and your payroll department makes that happen automatically so you don't have to think about it.
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