Most Americans have a difficult time saving for retirement. And there are some big structural reasons for that, including income inequality and the fact that far too many people don't earn a living wage or simply struggle to get by due to high costs of living.
However, recent research suggests there could actually be a much more basic – and much easier to correct – reason more people aren't investing for the future: decision paralysis, which prevents them from doing so. Specifically, far too many Americans can't decide how much to save, so they do nothing at all.
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