Main Factors to Consider In Determining Retirement Age
Determining the best age for retirement is a multifaceted process, but financial needs should be a central consideration. Retirees require sufficient cash flow to cover basic needs along with desired lifestyle, but they also have to manage the biggest risks, including longevity risk, inflation risk, and healthcare. If all the elements of a financial plan aren't in place to provide enough cash flow without incurring too much risk, investors might have to consider a different retirement age.
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