Balance Is As Essential Path to Retirement Revivification
You're going to need savings in retirement to maintain your lifestyle. The average couple receives around $35,000 annually from Social Security, so most people require income from elsewhere to cover their basic needs, healthcare, and fun. You can generally withdraw 3% to 4% of a retirement account each year without running the risk of depleting it too early, so you might require a fairly large number to supplement Social Security. However, many people have little or no retirement savings, even into their 40s and 50s.
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