The 403(b) & Its Meaning for Retirement

If you work for a public school, charity or tax-exempt organization, you might be eligible for a 403(b) plan, which allows you to set aside tax-deferred savings for retirement. The 403(b) plan was designed with the nonprofit and public school sectors in mind and has similarities to other retirement accounts such as a 401(k) and IRA. A 403(b) plan "offers a way for participants to take a systematic and regular amount from their pay each month to save for their long-term goals," says Brad Griffith, a certified public accountant and financial planner for Buckingham Advisors in Westerville, Ohio.
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