Rachel Hartman
U.S. News & World Report
January 27, 2022
AP Photo/Patrick Semansky, File
If you are or were married in the past, you may be eligible to apply for spousal Social Security benefits. “Spousal benefits are often underutilized,” says Ken Moraif, a certified financial planner at Retirement Planners of America in Plano, Texas. The exact amount you receive will be determined by factors including your age, work history and marital status.