Bowman Reform Will Reverse Dodd-Frank Errors

America’s community banks are disappearing and forming more infrequently. These local lenders once dotted every city and small town, offering small business loans, farm credit, and personal banking services. But over the past two decades -- particularly since the Dodd-Frank financial overhaul was signed into law 15 years ago on July 21, 2010 -- the number of community banks has nearly halved under the weight of federal regulations not properly designed for them.