Owning a home is core to Millennials’ American Dream. The good news is that the largest generation in America is highly motivated to purchase a home in 2026, despite housing market unaffordability.
We appreciate that policymakers want to help our generation catch up to our Baby Boomer parents and Gen X siblings in homeownership. However, some national proposals that sound appealing will have little impact on increasing younger generations’ ability to buy a home. The best ways to move Millennials from motivated and into a new home are still to increase housing supply through deregulation and tax policies that boost household resources and reward saving.
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