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Nov 13, 2025
Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account...
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Nov 10, 2025
The outlook for crypto finance improved dramatically with the change of administrations and the passage of the GENIUS Act. From January through the end of the “crypto summer of...
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Oct 14, 2025
Stablecoins—a new digital currency—present problems for Congress’s constitutional duty to regulate the coinage of money.
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Aug 7, 2025
The GENIUS Act defines a payment stablecoin as a digital asset that trades on a public distributed ledger that is designed to facilitate payment. It must be redeemable for currency...
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Aug 4, 2025
Government regulation of financial institutions is expensive and there is no reason to think regulation of payment stablecoins is going to be cheap. Drafting, issuing and refining...
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Jul 22, 2025
The recently passed GENIUS Act of 2025 creates a new legal framework for licensing and regulating payment stablecoin issuers. The Act is explicit in stating that an insolvent payment...
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Apr 25, 2025
Congress made the Federal Reserve independent of the executive branch to keep presidents from manipulating interest rates to win elections. But the Fed is not independent...