The fusion of technology and finance presents an entirely new regulatory challenge. Indeed, today’s financial technology (fintech) ecosystem finds itself in a bind. The realm of artificial intelligence, blockchain, and decentralized finance (DeFi) is seemingly caught between regulatory inaction on one hand and micro-management on the other.
Advancements in fintech are providing greater access to financial services for more people, from the non-finance savvy to those trading or paying digitally for the first time. This expansion is especially relevant when it comes to investing and transaction services. The underlying story here is an innovative one that can potentially revolutionize key components of economic activity for the better.
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