Julian Morris

Julian Morris is a senior scholar of the International Center for Law & Economics (ICLE) and author of the ICLE issue brief “Declined at the Border: How Interchange Price Controls Disrupt Cross-Border Commerce.”

Jun 8, 2026

When the Card Declined Abroad Is a Policy Failure

Every business traveler has been there. You arrive late in a foreign city, hand your passport and credit card to the clerk at the hotel front desk, and … wait. After a minute,...

Julian Morris

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